3205 Pearl Avenue

Key West, FL
$ 599,000 Beds 2 Baths 2 Sq 1,032
Monthly Estimate* How much can I afford?

Located in one of Key West's most desirable townhome communities, this inviting residence offers comfort, flexibility, and value -- all with no HOA and no monthly fees. The main level features a full bathroom with a shower, along with washer and dryer conveniently located on the outside porch.The living area flows seamlessly into a well-sized kitchen and dining space, creating an easy and functional layout for everyday living. Upstairs, you'll find two bedrooms, a full bath, and a private deck accessible from both bedrooms, offering a peaceful spot to enjoy the island breezes.This home presents wonderful potential and works beautifully as either a primary residence or an investment property.The property is fenced, private, and ideally located in New Town, Key West, close to shopping, dining, and everyday conveniences.A rare opportunity to own in a well-established Key West community -- don't miss your chance to make it yours.

Single Family

  • Price
  • $ 599,000
  • City
  • Key West
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • MONROE
  • Half Bathrooms
  • 0
  • Area
  • Key West
  • Lot Size
  • 0.04 Acres
  • Zip
  • 33040
  • Sqr Footage
  • 1,032
  • Year Built
  • 1988
  • Taxes
  • $ 4042
  • Style
  • Townhouse
  • MLS#
  • 617888
Listed By: Compass Florida, LLC
Data Source: Florida Keys MLS (FLKMLS)

Features

General

Living Area 1032.00
Construction Frame
Utilities FKAA
Roof Metal Roof
Appliances Washer,Refrigerator,Dryer
Flood Zone AE,AE,AE
Zoning MDR-1 - Medium Desnity Residential
HOA Fee 0.00
Pets Allowed Y/N Pets Allowed
Status Active
Full Baths 2
Year Built 1988
Subdivision Key West Fwdn Sub (4.0)
Style Townhouse
View No Waterview
Property Type A
Contingent None
Fee Includes None
Acres 0.04
Lot Sqft 1719.00
Rental Allowed With Restrictions
Building Style: Above Flood Unknown
Dockage None
KW Neighborhood New Town
Min Rental Days 28.00

Interior Features

Total Units 0.00
Furnished Y/N Negotiable
Flooring Tile

Exterior Features

Pool No
Waterfront None
Building Style Townhouse
Land Size Less Than 1/4 Acre
Porch/Balcony Open Porch/Balcony
Public Sewer Hookup Yes
Side Median
Vehicle Storage Off Street Parking

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Doral, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

1/1/2026 Listed $625,000
3/3/2026 2% - $615,000
6/16/2026 3% - $599,000

Property vs Zip Code Average in 33040

Price
AVG $2.03M
$600K
Taxes
AVG $9,429
$4,042
Year Built
AVG 1970
1988
Visits
AVG 177
802
Data Provided by Inside Real Estate®

Areas That We Cover

3205 Pearl Avenue Key West, FL is a Single Family Home for sale at $599000 with 1032 sqft and a lot size of 0.04 Acres Acre(s). 3205 Pearl Avenue Key West has 2 bedrooms, 2 baths and was built in 1988. The property's zip code is 33040 which is in Key West, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.