540 Sombrero Beach Road

Marathon, FL
$ 1,635,000 Beds 2 Baths 2 Sq 1,170
Monthly Estimate* How much can I afford?

Located in Marathon's desirable Sombrero area, this waterfront home combines immediate boating access, thoughtfully designed outdoor living, and close proximity to Sombrero Beach. The property offers 76 feet of waterfront, a 40-foot dock, and immediate access to open water--an ideal setup for fishing, diving, or simply enjoying life on the water. When you're not on the boat, Sombrero Beach is just moments away. Recent improvements totaling more than $300,000 have transformed the outdoor spaces into an extension of the home. A custom pool and spa with sun shelf, travertine decking, outdoor grilling and bar area, updated landscaping, extensive landscape lighting, multiple covered and screened patios, and a metal roof installed in 2021 are among the property's notable upgrades. A climate-controlled 500-square-foot lower-level bonus area provides additional flexible space for storage, recreation, hobbies, or a home gym. The property has also proven itself as a highly successful vacation rental, with 2026 year-to-date income and existing future bookings already exceeding $100,000 net to the owner. The assumable flood insurance policy, currently just $1,289 per year, further enhances the property's appeal. Looking ahead, existing architectural plans provide the opportunity to add three additional bedrooms, creating a five-bedroom home and further maximizing this sought-after Sombrero Beach location. Enjoy the home as it is today, with its proven rental performance, while retaining the option to expand in the future. Immediate boating access, proximity to Sombrero Beach, thoughtfully designed outdoor living, proven rental performance, and future expansion potential come together in a property that offers the best of Keys living.

Single Family

  • Price
  • $ 1,635,000
  • City
  • Marathon
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • MONROE
  • Half Bathrooms
  • 0
  • Area
  • Sombrero Area
  • Lot Size
  • 0.23 Acres
  • Zip
  • 33050
  • Sqr Footage
  • 1,170
  • Year Built
  • 1981
  • Taxes
  • $ 13207
  • Style
  • Single Family
  • MLS#
  • 620395
Listed By: Berkshire Hathaway HomeServices Keys Real Estate
Data Source: Florida Keys MLS (FLKMLS)

Features

General

Living Area 1170.00
Construction Hardi Board Siding
Utilities FKAA,Buyer to Verify,Municipal Sewer
Roof Metal Roof
Appliances Washer,Stainless Steel Appliance(s),Wine Cooler,Disposal,Microwave,Range,Refrigerator,Dishwasher,Dryer
Zoning RM - Residential Medium
HOA Fee 0.00
Pets Allowed Y/N Pets Allowed
Status Active
Full Baths 2
Year Built 1981
Subdivision Sombrero Bch Village (49.5)
Style Single Family
View Ocean View,Canal View
Property Type A
Neighborhood Feature Beach,Bike Paths,Airstrip
Fee Includes None
Acres 0.23
Lot Sqft 10005.00
Rental Allowed Yes
Accessibility Features None
Building Style: Above Flood Unknown
Control Depth 4
Dockage: Dock Wood
Dockage: Dock Length 40
Min Rental Days 7.00

Interior Features

Interior Amenities Entrance Foyer,Quartz Countertops,Bar,Window Treatments,Whirlpool Bath Tub,Walk-in Closet(s),Storage
Furnished Y/N Furnished
Flooring Tile
Pre-Wired Cable

Exterior Features

Exterior Amenities Bar,Storage,Lighting,Hot Tub,Rain Gutters,Fencing,Built-in Grill
Pool Yes
Waterfront Canal Front
Lot Size X
Land Size Less Than 1/4 Acre
Pool Info In Ground,Decked,Concrete
Pool Info: Heated Yes
Porch/Balcony Open Porch/Balcony,Patio,Screened Patio
Public Sewer Hookup Yes
Side Ocean
Species List No
Vehicle Storage Carport,Trailer Storage,Off Street Parking
Windows/Doors Impact Rstnce Window,Impact Rstnce Doors
Off Shore Island No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Doral, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

6/24/2026 Listed $1,675,000
8/20/2026 3% - $1,635,000

Property vs Zip Code Average in 33050

Price
AVG $3.06M
$1.64M
Taxes
AVG $13,004
$13,207
Year Built
AVG 1995
1981
Visits
AVG 89
58
Data Provided by Inside Real Estate®

Areas That We Cover

540 Sombrero Beach Road Marathon, FL is a Single Family Home for sale at $1635000 with 1170 sqft and a lot size of 0.23 Acres Acre(s). 540 Sombrero Beach Road Marathon has 2 bedrooms, 2 baths and was built in 1981. The property's zip code is 33050 which is in Marathon, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.