2231 Middle Torch Road

Middle Torch Key, FL
$ 689,000 Beds 1 Baths 1 Sq 820
Monthly Estimate* How much can I afford?

Imagine having the freedom to create your own secluded retreat in the heart of the Lower Florida Keys. This remarkable offering includes two adjacent 2.5-acre parcels, combining for approximately 5 acres--an exceptionally rare amount of land in the Florida Keys.Existing improvements include two separate residences, each offering one bedroom and one bathroom. One parcel is improved with a single-family home, while the other features a manufactured home. Both properties have established electric service and are connected to the sewer system, making them immediately usable while you plan for the future.The parcel at 2231 Middle Torch Road includes a ROGO allocation, creating an outstanding opportunity to construct a new home. Conceptual renderings have already been prepared to showcase one possible vision, but the possibilities are yours to define.Whether your goal is a peaceful island getaway, a private homestead surrounded by nature, or a property designed for generations to enjoy together, the setting provides the space and flexibility to bring those ideas to life. Spend your days boating the turquoise waters of the Lower Keys from a nearby private boat launch, then return home to the quiet beauty of native vegetation, abundant wildlife, and the iconic Key deer that call this area home.Opportunities to own five contiguous acres in the Florida Keys are exceptionally scarce. Combining privacy, natural beauty, and future development potential, this one-of-a-kind property offers the chance to create something truly special in one of the Keys' most unique settings.

Single Family

  • Price
  • $ 689,000
  • City
  • Middle Torch Key
  • Bedrooms
  • 1
  • Full Bathrooms
  • 1
  • County
  • MONROE
  • Half Bathrooms
  • 0
  • Area
  • Little - Middle - Big Torch Keys
  • Lot Size
  • 2.5 Acres
  • Zip
  • 33042
  • Sqr Footage
  • 820
  • Year Built
  • 1958
  • Taxes
  • $ 3007
  • Style
  • Single Family
  • MLS#
  • 620565
Listed By: Expert Realty LLC
Data Source: Florida Keys MLS (FLKMLS)

Features

General

Living Area 820.00
Construction Frame
Utilities Sewer Available
Appliances Washer,Freezer,Microwave,Oven,Refrigerator,Dishwasher,Dryer
Flood Zone AE
Zoning SS - Sparsely Settled Residential District
HOA Fee 0.00
Pets Allowed Y/N Pets Allowed
Status Active
Full Baths 1
Year Built 1958
Subdivision Misc Middle Torch Key (28.0)
Style Single Family
View Salt Ponds
Property Type A
Fee Includes None
Acres 2.50
Lot Sqft 108900.00
Rental Allowed With Restrictions
Building Style: Above Flood Unknown

Interior Features

Total Units 0.00
Furnished Y/N Negotiable
Specialty Rooms Workshop

Exterior Features

Pool No
Waterfront None
Lot Size 2.5 acres
Land Size 5 Less Than 10 Acres
Public Sewer Hookup Yes
Side Bay/Gulf
Vehicle Storage Open Parking,RV Parking Open
Off Shore Island No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Doral, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/8/2026 Listed $689,000

Property vs Zip Code Average in 33042

Price
AVG $1.58M
$690K
Taxes
AVG $7,716
$3,007
Year Built
AVG 1994
1958
Visits
AVG 159
54
Data Provided by Inside Real Estate®

Areas That We Cover

2231 Middle Torch Road Middle Torch Key, FL is a Single Family Home for sale at $689000 with 820 sqft and a lot size of 2.5 Acres Acre(s). 2231 Middle Torch Road Middle Torch Key has 1 bedrooms, 1 baths and was built in 1958. The property's zip code is 33042 which is in Middle Torch Key, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.