95480 & 90 Overseas Highway

Key Largo, FL
$ 6,500,000 Beds 10 Baths 9 Sq 5,392
Monthly Estimate* How much can I afford?

Embrace the essence of coastal living at this extraordinary bayfront estate, where privacy, comfort, and natural beauty come together on two sun-drenched acres along Florida Bay. Graced with year-round sunsets and endless opportunities for waterfront adventures, this property offers a rare sanctuary for extended families or groups of friends seeking their own slice of paradise.Three charming dwellings rest on two separate parcels--complete with deeded baybottom--creating a truly unparalleled retreat. Beyond the gated entrance, a winding drive leads first to the Coral House, a spacious 4-bedroom, 3-bath residence currently enjoyed as a licensed vacation rental. Continue toward the shoreline and you'll find the Cottage and the Florida Bay House tucked amid mature tropical landscaping, each offering its own unique character and comfort. The Florida Bay House, originally built in 1961 and thoughtfully expanded in the early 1970s, features 3 bedrooms and 3 baths, including an upstairs primary suite with sweeping views. The Cottage, built in 1956, provides a quaint and welcoming guest retreat. The Coral House, constructed in 1992 and situated in the desirable X flood zone, adds yet another layer of versatility to this exceptional estate. Step outside to where Florida Bay stretches before you--complete with a private jetty ideal for sunning, stargazing, or simply soaking in the peaceful coastal atmosphere. A convenient boat ramp beside the jetty makes it easy to launch kayaks and paddleboards for hours of exploration on the shimmering bay. This is a rare opportunity to own a remarkable coastal haven unlike any other. Contact us today to schedule your private tour and experience the magic of this timeless bayfront escape.

Single Family

  • Price
  • $ 6,500,000
  • City
  • Key Largo
  • Bedrooms
  • 10
  • Full Bathrooms
  • 9
  • County
  • MONROE
  • Half Bathrooms
  • 0
  • Area
  • Key Largo S of MM 96.9
  • Lot Size
  • 2.1 Acres
  • Zip
  • 33037
  • Sqr Footage
  • 5,392
  • Year Built
  • 1961
  • Taxes
  • $ 18675
  • Style
  • Single Family
  • MLS#
  • 620838
Listed By: Coldwell Banker Schmitt Islamorada
Data Source: Florida Keys MLS (FLKMLS)

Features

General

Living Area 5392.00
Construction CBS,Combo Construction
Utilities FKAA,Propane,Elect Separate Meter,Water Separate Meter,Buyer to Verify,Municipal Sewer
Roof Metal Roof,Concrete Roof
Appliances Washer,Microwave,Oven,Range,Refrigerator,Dishwasher,Dryer
Flood Zone AE,VE,AE
Zoning SR - Sub Urban Residential District
HOA Fee 0.00
Pets Allowed Y/N Pets Allowed
Status Active
Full Baths 9
Year Built 1961
Subdivision Sunrise Point (95.0)
Style Single Family
View Bay/Gulf View,Open Water View
Property Type A
Fee Includes None
Acres 2.10
Lot Sqft 91285.00
Rental Allowed Yes
Building Style: Above Flood Unknown
Control Depth 4
Dockage Boat Ramp,Other Dockage
Dockage: Seawall Rip Rap
Min Rental Days 7.00

Interior Features

Interior Amenities Drapes/Blinds Incl,Built-in Cabinets,Storage,Entrance Foyer,Fireplace(s),Split Bedroom
Total Units 0.00
Furnished Y/N Unfurnished
Flooring Tile,Concrete,Carpet
Specialty Rooms Loft,Sun/Florida Room
Pre-Wired Cable

Exterior Features

Exterior Amenities Fencing,Storage,Shed,Sandy Beach,Privacy Wall/Fence,Outdoor Shower,Lighting
Pool No
Waterfront Bay Front,Open Water,Gulf Front
Lot Size X
Land Size 2 Less Than 5 Acres
Porch/Balcony Open Porch/Balcony
Public Sewer Hookup Yes
Side Bay/Gulf
Vehicle Storage Open Parking,Trailer Storage,RV Parking Open,Off Street Parking,Guest Parking
Vehicle Storage: Car(s) 4+
Windows/Doors Sliding Glass Doors,Aluminum Windows

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Doral, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/3/2026 Listed $6,500,000

Property vs Zip Code Average in 33037

Price
AVG $1.73M
$6.5M
Taxes
AVG $10,166
$18,675
Year Built
AVG 1997
1961
Visits
AVG 72
15
Data Provided by Inside Real Estate®

Areas That We Cover

95480 & 90 Overseas Highway Key Largo, FL is a Single Family Home for sale at $6500000 with 5392 sqft and a lot size of 2.1 Acres Acre(s). 95480 & 90 Overseas Highway Key Largo has 10 bedrooms, 9 baths and was built in 1961. The property's zip code is 33037 which is in Key Largo, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.