7961 Sw 198th St

Cutler Bay, FL
$ 897,000 Beds 4 Baths 4 Sq 2,646 Virtual Tour
Monthly Estimate* How much can I afford?

Nestled in the highly desired Saga Bay community of Cutler Bay, this beautiful residence delivers exceptional versatility and value. The main home features modern finishes, spacious living areas, and a layout ideal for multi-generational living. Step outside to your private oasis, complete with a sparkling pool perfect for entertaining and year-round enjoyment. Located minutes from top-rated schools, parks, shopping, and the bay, this home blends comfort, style, and investment potential in one of Cutler Bay’s most sought-after neighborhoods. A rare opportunity with endless possibilities.

Active

  • Price
  • $ 897,000
  • City
  • Cutler Bay
  • Bedrooms
  • 4
  • Full Bathrooms
  • 4
  • County
  • Miami-Dade
  • Half Bathrooms
  • 0
  • Area
  • 60
  • Lot Size
  • Zip
  • 33189
  • Sqr Footage
  • 2,646
  • Year Built
  • 1974
  • Taxes
  • $ 11780
  • Style
  • MLS#
  • A11946779
Listed By: This listing is courtesy of Luxe Properties
Data Source: Southeast Florida MLS (SEFMLS)

Features

General

Sewer Public Sewer
Heating Central,Electric
Cooling Central Air
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher,Microwave
HOA Fee 120
Garage Spaces 4
Patio/Porch Features Balcony,Open
Architectural Style Detached,Two Story
Pool Features Concrete,In Ground,Pool
Restrictions No Restrictions,OK To Lease
Construction Materials Block
Year Built 1974
View None,Water
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Community Features Home Owners Association
Assoc Fee Paid Per Quarterly
County Miami-Dade
Property Type Residential
Subdivision Name SAGA BAY SEC 1 PT 4
Facing Direction South
Garage Y/N true
Other Structures Guest House
Full Baths 4
Status Active
City Cutler Bay
Disclosures None
Senior Community Y/N false
Zoning Description 0100
MLS Area 60
Lot Size Units Square Feet
Lot Size Square Feet 7840
Listing Terms Cash,Conventional,Cryptocurrency
Year Built Details Resale
Tax Annual Amount 11780
Lease Considered Y/N false
Standard Status Active
Occupancy Type Owner
Property Sub Type Additional Single Family Residence
Expected Active Date 2026-01-15
PostalCity Cutler Bay
Legal Description SAGA BAY SEC 1 PT 4 PB 98-50 LOT 8 BLK 12 LOT SIZE 7840 SQ FT OR 21114-3048 032003 1 F/A/U 30-6003-016-0220

Interior Features

Interior Amenities Bedroom on Main Level,Second Floor Entry,Upper Level Primary,Walk-In Closet(s)
Flooring Ceramic Tile
Air Conditioning Y/N true
Heating Y/N true
Total Bedrooms 4
Total Baths 4

Exterior Features

Exterior Amenities Awning(s),Balcony,Outdoor Grill
Parking Features Driveway
Lot Features < 1/4 Acre
Water Source Public
Lot Size Area 7840
Foundation Details Raised
Building Area Total 4016
Private Pool true
Waterfront Y/N false
Covered Spaces 4

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Doral, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

2/12/2026 Listed $1,250,000
3/4/2026 21% - $990,000
9/9/2026 9% - $897,000

Property vs Zip Code Average in 33189

Price
AVG $630K
$900K
Taxes
AVG $6,102
$11,780
Year Built
AVG 1981
1974

Areas That We Cover

7961 Sw 198th St Cutler Bay, FL is a Single Family Home for sale at $897000 with 2646 sqft and a lot size of Acre(s). 7961 Sw 198th St Cutler Bay has 4 bedrooms, 4 baths and was built in 1974. The property's zip code is 33189 which is in Cutler Bay, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.